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Questions and Answers About Health Insurance
A Consumer Guide
This guide describes different kinds of health insurance plans and answers common questions. There is a glossary of health insurance terms as well as resources for more information.
For the print version, download the
PDF File (175 KB). PDF
To obtain print copies of Questions and Answers About Health Insurance: A Consumer Guide (AHRQ
Publication Number 07-0043), call the AHRQ Publications Clearinghouse at 1-800-358-9295
or send an E-mail to AHRQPubs@ahrq.hhs.gov.
This guide briefly describes the different kinds of health
insurance plans available today, including:
- Non-network based coverage.
- Consumer-directed health plans.
You will find answers to many common questions you may have about health insurance. Resources are provided to help you find additional, more detailed information.
There is also a Glossary of health insurance terms. Terms defined in the Glossary are in bold and linked the first time they appear in the guide.
This guide offers general information only. Do not rely solely on this
guide in making health insurance decisions.
Health insurance plans vary widely, both in cost and in benefits. Before
enrolling in a health insurance plan, you should consult the plan brochure
and read the policy to get specific information about the benefits and costs
and the way the plan works.
This guide was developed jointly by the Agency for Healthcare Research
and Quality and America's Health Insurance Plans to provide consumers with
general information about health insurance options.