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Presenting Information to Decisionmakers: A Guide For Policy Analysts

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Figure 9b. Distribution of Families by Change in Household Spending Under Potential Reform in 1998a

Family Income All Families
(in millions)
Increase in Family Health Costs Change of
Less Than $20
Reduction in Family Health Costs
$1,000+ $500-$999 $250-$499 $100-$249 $20-$99 $20-$99 $100-$249 $250-$499 $500-$999 $1,000+
Less than $10,000 14,690.8 0.7% 4.2% 9.6% 10.5% 7.9% 8.4% 6.6% 9.0% 10.1% 11.7% 21.3%
$10,000-$14,999 9,620.6 5.5% 11.1% 9.0% 7.4% 4.4% 2.7% 7.7% 8.8% 9.1% 10.7% 23.6%
$15,000-$19.999 7,514.7 9.4% 13.4% 7.4% 8.7% 3.2% 3.5% 6.2% 5.2% 8.6% 11.0% 23.3%
$20,000-$29,999 15,748.1 13.8% 13.7% 8.7% 7.0% 3.6% 3.3% 5.9% 6.4% 8.7% 9.3% 19.6%
$30,000-$39,999 12,298.9 15.1% 13.5% 8.2% 5.6% 2.8% 2.2% 4.4% 5.7% 7.5% 10.5% 24.5%
$40,000-$49,000 10,707.1 18.7% 12.3% 9.0% 5.7% 2.6% 2.1% 3.2% 5.2% 7.1% 9.0% 25.2%
$50,000-$74,000 16,659.4 20.5% 13.1% 7.7% 4.5% 3.2% 1.7% 2.4% 4.8% 5.7% 12.0% 24.5%
$75,000-$99,000 7,160.1 24.5% 12.3% 6.3% 4.4% 2.2% 1.8% 3.6% 4.6% 5.6% 9.6% 25.1%
More than $100,000 7,113.1 32.4% 11.3% 6.3% 3.0% 1.5% 0.7% 1.7% 4.3% 6.8% 7.7% 24.3%
Total 101,512.8 14.6% 11.5% 8.2% 6.5% 3.8% 3.1% 4.7% 6.2% 7.8% 10.4% 23.2%

a Includes changes in premiums, out-of-pocket expenses, and taxes earmarked to fund health reform. Excludes institutionalized persons.
Source: Lewin-VHI estimates using Health Benefits Simulation Model (HBSM).

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