This information is for reference purposes only. It was current when produced and may now be outdated. Archive material is no longer maintained, and some links may not work. Persons with disabilities having difficulty accessing this information should contact us at: https://info.ahrq.gov. Let us know the nature of the problem, the Web address of what you want, and your contact information.
Please go to www.ahrq.gov for current information.
Press Release Date: September 27, 2001
The Agency for Healthcare Research and Quality (AHRQ) has released summary information on the average health insurance premiums for employer-sponsored coverage for calendar year 1999, based on data from AHRQ's Medical Expenditure Panel Survey Insurance Component (MEPS IC). The MEPS IC includes a sample of businesses and governments throughout the United States each year beginning in 1996. From these data, national, regional, and state-level estimates can be made of the amount, types, and costs of health insurance available to Americans through their workplace. Highlights from the findings on private-sector employers follow:
- The average health insurance premiums in 1999 were $2,325 for single coverage and $6,058 for family coverage. Premiums increased 6.9 percent and 8.4 percent, respectively, over premiums in 1998, continuing a trend of increasing premiums each year since 1996.
- The average employee contributions to health insurance premiums in 1999 were $420 for single coverage and $1,438 for family coverage. Employee contributions increased 9.6 percent and 4.0 percent, respectively, over 1998, continuing the trend from previous years.
- Employers with less than 50 employees increased their employees' contributions towards premiums for single coverage at a significantly higher rate than larger employers. Employee contributions for family coverage did not significantly change from 1998.
- The percent of individual business establishments offering health insurance continued to increase slightly. However, the percent of individual business establishments offering a choice of plans dropped off after three prior years of reported increases.
- The number of employers offering health insurance to their retirees (both under and over 65 years old) continued to drop.
More 1999 information on private-sector employers, as well as information on public-sector employers, is available in tabular form on the Web at http://www.meps.ahrq.gov/mepsweb/survey_comp/Insurance.jsp, or contact Jim Branscome at JBransco@ahrq.gov. Data from the 1996, 1997 and 1998 MEPS IC are available through MEPSnet/IC, an interactive analytical tool, at http://www.meps.ahrq.gov/mepsweb/data_stats/MEPSnetIC.jsp. General information about AHRQ and MEPS can be found on the AHRQ Web site.
For additional information, please contact AHRQ Public Affairs, (301) 427-1364: Karen Carp, (301) 427-1858 (KCarp@ahrq.gov).