Skip Navigation U.S. Department of Health and Human Services
Agency for Healthcare Research Quality
Archive print banner

Agency News and Notes

This information is for reference purposes only. It was current when produced and may now be outdated. Archive material is no longer maintained, and some links may not work. Persons with disabilities having difficulty accessing this information should contact us at: Let us know the nature of the problem, the Web address of what you want, and your contact information.

Please go to for current information.

Job-related health insurance premiums vary widely between States

Health insurance premium costs for job-related family coverage varied by as much as $4,000 a year between the most expensive and least expensive State in 2004, according to new data from the Agency's Medical Expenditure Panel Survey (MEPS).

The most expensive average cost for family coverage—$11,742—was in the District of Columbia and the least—$7,800—was in North Dakota. The national average cost for family coverage was $10,006. Health insurance premiums can be paid totally by the employer or by the employee, or the cost can be shared by both parties. Family policies cover employees and eligible family members.

The four other most expensive states for family coverage were New Jersey ($11,425), New Hampshire ($11,156), Connecticut ($11,035), and Maine ($10,823).

The four other least expensive states for family coverage were Arkansas ($8,383), Hawaii ($8,580), Utah ($8,654), and Idaho ($8,908).

For more information, see State Differences in the Cost of Job-Related Health Insurance, 2004, MEPS Statistical Brief #135 and the MEPS Insurance Component Tables on the MEPS Web site at

Return to Contents
Proceed to Next Article

The information on this page is archived and provided for reference purposes only.


AHRQ Advancing Excellence in Health Care